You’re a victim of cybercrime now what.
These days it hard for many to imagine or remember what life was like when we didn’t rely upon the Internet so much. The Internet has completely changed how we communicate and interact with society for better or worst. It also has leaded to our personal, financial, and business information to be more vulnerable to malicious threats. We are under constant and increasing attacks every day from these threats. We hear about how to protect ourselves from these threats. But what do you do when not if you became a victim of identity theft.
If you find you are the victim of online fraud or identity theft, the first thing you should do is close all affected accounts immediately. Closing or freezing your accounts can save you a lot of time and stress later when it comes to disputing fraudulent purchases made by a cybercriminal. Monitor your credit and bank statements each month for any unauthorized transactions.
You should set up fraud alert with all three consumer reporting agencies not just one. This is will tell creditors to contact you about any changes or new accounts to be opened in your name. Also you need to contact your banking institution to setup any fraud prevention services they may have. Many banks these days allow their customers to setup spending alerts to notify you of any transactions on your accounts.
Next you need to keep an eye on your credit report from each of the reporting agencies as they have different information. A good way of doing this is to use Mint or Credit Karma because they are free service that will help you keep track of changes with your credit.
For more information about the steps to take and for credit reports, contact:
Equifax: 1-800-525-6285 or www.equifax.com
Experian: 1-888-397-3742 or www.experian.com
Transunion: 1-800-680-7289 or www.transunion.com